Electrical Safety Is Not Shocking

In electrical injuries there are four main types of injuries: electrocution (will cause death), electric shock, burns, and falls. These injuries can come from direct contact with the electrical energy, electrical arcs that jumps to a person who is grounded, thermal burns including flash burns from heat generated by an electric arc, flame burns from materials that catch on fire from heating or ignition by electrical currents, and muscle contractions can cause a person to fall. The fall can cause serious injuries also. High voltage contact burns can burn internal tissues while leaving only very small injuries on the outside of the skin.
There are some safeguard procedures that can be followed to ensure electrical safety:
1) Inspect tools, power cords, and electrical fittings for damage or wear prior to each use. Repair or replace damaged equipment immediately.
2) Always tape cords to walls or floors when necessary. Nails and staples can damage cords causing fire and shock hazards.
3) Use cords or equipment that is rated for the level of amperage or wattage that you are using.
4) Always use the correct size fuse. Replacing a fuse with one of a larger size can cause excessive currents in the wiring and possibly start a fire.
5) Be aware that unusually warm or hot outlets may be a sign that unsafe wiring conditions exists. Unplug any cords to these outlets and do not use until a qualified electrician has checked the wiring.
6) Always use ladders made of wood or other non-conductive materials when working with or near electricity or power lines.
7) Place halogen lights away from combustible materials such as cloths or curtains. Halogen lamps can become very hot and may be a fire hazard.
8) Risk of electric shock is greater in areas that are wet or damp. Install Ground Fault Circuit Interrupters, known also as GFCI, as they will interrupt the electrical circuit before a current sufficient to cause death or serious injury occurs.
9) Make sure that exposed receptacle boxes are made of non-conductive materials.
10) Know where the breakers and boxes are located in case of an emergency.
11) Label all circuit breakers and fuse boxes clearly. Each switch should be positively identified as to which outlet or appliance it is for.
12) Do not use outlets or cords that have exposed wiring or use power tools with the guards removed. Do not block access to circuit breakers or fuse boxes and do not touch a person or electrical apparatus in the event of an electrical accident. Always disconnect the current first.
A Ground Fault Circuit Interrupter (GFCI) works by detecting any loss of electrical current in a circuit. When a loss is detected, the GFCI turns the electricity off before severe injuries or electrocution can occur. A painful shock may occur during the time that it takes for the GFCI to cut off the electricity so it is important to use the GFCI as an extra protective measure rather than a replacement for safe work practices.
GFCI wall outlets can be installed in place of standard outlets to protect against electrocution for just that outlet, or a series of outlets in the same branch. A GFCI Circuit Breaker can be installed on some circuit breaker electrical panels to protect an entire branch circuit. Plug-in GFCIs can be plugged into wall outlets where appliances will be used and are commonly found in bathrooms. Another common use for GFCI is for pools and hot tubs.
Test the GFCI monthly. First plug a “night light” or lamp into the GFCI-protected wall outlet (the light should be turned on), then press the “TEST” button on the GFCI. If the GFCI is working properly, the light should go out. If not, have the GFCI repaired or replaced. Reset the GFCI to restore power. If the “RESET” button pops out but the light does not go out, the GFCI has been improperly wired and does not offer shock protection at that wall outlet. Contact a qualified electrician to correct any wiring errors.
Power tools used incorrectly can electrically hazardous. Switch tools OFF before connecting them to a power supply. Disconnect power supply before making adjustments. Ensure tools are properly grounded or double-insulated. The grounded tool must have an approved 3-wire cord with a 3-prong plug. This plug should be plugged in a properly grounded 3-pole outlet. Do not use electrical tools in wet conditions or damp locations unless tool is connected to a GFCI. The operation of power tools might ignite flammable substances and in can cause an explosion near certain vapors and gases.

Bookkeeping Accounting Software Essential Requirement of the Organization

Account and Finance Critical Activity in the Small Bookkeeping Business. Accounting software is essential for any business as it gives many benefits like maintains all your financial records and helps in completing bookkeeping accounting requirements.

Keywords:
bookkeeping services, bookkeeping business, small business bookkeeping, bookkeeping software, small business bookkeeping software

Article Body:
In the area of Bookkeeping Accounting there are many critical financial activity which has require to compulsory in the small Organization to manage it. So For that Bookkeeping Accounting Software is essential in this time to get fast work. These types of work are very time consuming because of double data entry type of work. A useful benefit to those organizations and their financial staff is the quantity to which financial data maintain in the data base can be queried for financial control purpose.

Bookkeeping services India has own bookkeeping accounting software professional their expertise and experience handling most of the bookkeeping business accounting and financial software solutions:

* QuickBooks
* Peachtree
* Sage Line 50
* Quicken
* MYOB
* IRIS
* LaCerte
* Pro Tax

Financial Statements:
An accountant requires not only guarantee that the financial information is exact but also get any part of the accounting reports to reply bookkeeping accounting queries on the accounts. It is also offer a legal basis for the queries and report the financial statements at daily intervals.

But Financial Power is also required from middle level organization accounting software as the bookkeeper is often the head manager who has most important person understanding of every task. Templates are also required for reading and a perfect acquire of create a set of financial theory for tax purpose is that each inserted record is by other proof.

Accounting Software for small or middle level Business Profit:
Choose your Accounting Software for bookkeeping business but it is thing to do very carefully. Because of prefer your software will meet your most important work and your work running smoothly and improve your profit? There are numbers of bookkeeping accounting software available in the market but you have to find effectiveness, accurate and reliable from it and make your business fast. So be sure when your new business account software will purchase.

Any Bookkeeping Business requires the most important thing is Accounting Services. All process of Business has recorded carefully in day by day. For that Accounting Software is useful software for any Business to keep all your financial records and help to complete your bookkeeping accounting requirements. And generate daily, monthly and yearly reports for give you accurate future planning of your business.

If you are small Bookkeeping Business or large Business, you don’t want to hire personnel for software and want to low cost account software. For that it is best that use a web based software so you don’t worry about changing computers, storing the data and lost of data. And important thing is you can access it at any time.

Buy a Small Business in the UK

Looking for a serious investment opportunity? You may want to consider buying a small business in the United Kingdom. There are several ways to turn a good profit in small business, but there are some important things to keep in mind if you are looking for an investment opportunity, especially if you are an investor from the United States, Canada, and elsewhere.

Any investment opportunity naturally comes with some risk. Foreign investors will need to calculate an additional variable when figuring up the possible amount of profit margin, loss ,and potential for both, as well as the exchange rate. How well is your currency doing against the British Pound? Be sure to include some “wiggle room” in your budgeting for fluctuations in the exchange rate.

For those already living in the UK, concerns such as taxation and local regulation are familiar topics. To those in overseas locations, it’s important to look up the laws of the land pertaining to your type of business, the taxes for which you will be liable, and how to properly account for them. This may seem elementary to those with experience in putting money into an overseas investment opportunity, but for the first-time investor in a UK small business, there are many laws and policies that might surprise you. The key is to do your homework, get the advice of a good UK legal expert, and be prepared for a new and different way of doing business.

If you want to buy a small business in the UK, it’s good to do a bit of research into the type of business you want to use as an investment opportunity. Are there ways that you can expand the business onto the Internet? Can the Internet be a help to you in increasing sales, market visibility, or media awareness? All of these factors are important to keep in mind. The most successful small businesses are the ones whose owners know how to take advantage of the Internet, while still meeting local needs and demands with speed and precision. It’s not so different than doing business anywhere else in the Western world. It’s important to understand how the buyers in your area of the UK respond to and utilize the Internet when it comes to commerce.

You’ll also want to give your competing businesses a good hard look to see how they are using the Internet. Are you thinking of investing in an already crowded market? If so, you’ll need some fresh ideas to give your version of the business a new approach so that you can set it apart from the competition.

A UK investment opportunity in small business may bring some unexpected surprises if you are considering investing in a “rising star” business. For example, twenty years ago, nobody had ever heard of a “cyber café”. Today, cities are full of places that offer Internet services, games, coffee, and more for a price. This concept has become a very important part of many communities. Those who took the initial risk a few years ago, putting money in what they saw as a good investment opportunity, are reaping their rewards today.

Those who buy a small business in the UK often find that the investment opportunity is well worth the risks. With some research, a bit of financial planning, and the expert advice of a UK legal advisor, you can turn a potential opportunity into a major success. If you are living in America, Canada, or elsewhere,

Chemical etching – An innovative process for your all nameplate requirements

Chemical etching is a skilled practice of engraving your brand name on a nameplate. Texas Nameplate Company etches your emblem directly or indirectly on the metallic or non-metallic base and makes it more pliable to any lacerations. Chemical etching can be a substitute for embossing. The chemical etched nameplates are made by masking certain areas of metal by acid resistant material and then taking off desired amount of exposed material by acid. Widely custom name plates are etched on aluminum, stainless steel, brass, alloys etc and then baked after stuffing with varnishes for a perfect finish. The depth of industrial name plates etching varies from 0.0015 to 0.003 inches, depending on the height and stroke of letters and the type of metal or alloy. Along with chemicals gas and electric processes can also etch these wide ranges of metals.

Etching, also termed as ‘milling’ is of different types like laser etching, abrasive etching in which abrasives are used, photo chemical etching which is quite inexpensive and a high quality etching method. Photo chemically etched metals thus produced can be used as cost effective name tags, custom labels, panel boards, personalized name tags, industrial name plates for commercial uses and personalized name plate. Electro etching in which electric current is used instead of chemicals, dry etching does not use chemicals at all, Reactive ion etching which uses electric circuits and gas having chlorine or fluorine as iodized particles and vapor phase etching which also make use of reactive gases and many others to add to the list.

Chemical etching is preferred for practical applications and product identification tag. Name Tags made by chemical etching are durable items, which withstand even the harsh surroundings. Chemical etching makes your custom name tags withstand toughest
environments, high temperatures and extreme outdoor conditions. Thus solve your purpose year after year. Texas Nameplate Company compliments the etching with screen-printing to avoid splitting or other form of wear and tear. Various adhesives are also added to etched metal name tags according to your specifications for pasting or welding. You can use our chemical etching nameplates on truck, tankers and trailer, control panels, dials and gauges of aircrafts, asset and property plates; and operating and warning signs for numerous electronics, military vehicles, and machinery etc. Chemical etching is also used to create stencils for commercial art and woodworks.

You can always depend upon TNC for any queries regarding the etching of your nameplates and sort out material suiting your specific requirements.

Business Cost Savings Through Safety

Business Cost Savings Through Safety

Setting a health and safety program in place will reduce costs. Having a program will reduce accidents and will lead to lower company worker’s comp premiums; further business insurance companies prefer their customers to have health and safety programs. These insurance companies might even discount the premium if a program can be proved to exist. The average cost of an accident is $68,000. Direct costs in accidents such as worker’s comp and fines levied can close a business. Indirect costs such as low morale of employees, legal fees, and retraining can be as costly if not more.

A working program will:
1) Improve employee morale – Shows care in their well being
2) Reduce revenue loses – Fewer accidents keeps all employees at work
3) Give a boost to the customer – Makes sure business is operating optimally

Small businesses that have a voluntary health and safety program in place have fifty percent less accidents and reported insurance claims than that of their counterparts according to OHSA stats. Most small businesses fall below the legal requirements for having a formal health and safety program in place due to number of employees on staff. Sixty eight percent of reported accidents are in the service industry which shows even businesses such as retail establishments are not free of accidents.

A health and safety program can be started by writing a health and safety policy; this is simply values that a company wishes to convey in its work processes. Secondly, is how communication between all employees and owners will function. And lastly, put procedures in place to ensure safe practices.

To find unseen hazards and unsafe practices, an audit needs to take place. Take a hard look at the workplace and record all factors that may lead to injury. These hazards might be dangerous chemicals or as simple as a letter opener. Identifying these hazards will lead to procedures to controlling them. Controls such as “Don’t run with scissors in your hands” are effective. Write all procedures in a manual.

Implementing these health and safety procedures will be done with behavioral change. Some programs become weak and non effective because of:
1) No definition of safety practices – No written processes
2) No teamwork – Safety is communication from the top to bottom and vice versa. A well written plan will describe what roles everyone plays in safety policies.
3) No effective goals – The “accident free days” poster will come as a result of sound safety processes.
4) Wrong incentives – Money as a reward does not work well. Health and safety should be fun and worth employees effort. The right incentive plan can be cost effective and have obtainable goals. Incentive plans can include movie passes or simply “free coffee on the boss.” The insurance industry reports for a dollar spent on health and safety yields four to six dollars in savings.

Once all of the hard work of developing and implementing the health and safety program is done, set aside some time each month to review the workplace. Record what is found; this is a good practice to see dangerous trends that might occur such as a fire exit constantly being blocked. On the quarters of the year post a meeting with employees. These meetings are a great way to get vital feed-back from employees and keep them involved. At least once a year, do an audit to make sure your health and safety program is current with present business operations.

Business Strategy – Year End Considerations

As we enter the final weeks of 2005, you are undoubtedly hunting for gifts. While these are obvious year end considerations, you should also be reviewing your business strategy for 2006.

Business Strategy – 2005

Whether your fiscal year ends in December or doesn’t, the end of the month is a good time to take stock of how things went in 2005. While the old saying is “time flies”, it is particularly true for businesses. Business owners tend to be fixated on two to three month time periods. As a result, they can fail to see developments over longer periods of time.

After you’ve taken care of all your holiday gift purchases, you should have some down time in the last two weeks of the month. Business tends to slow down as people deal with the holidays, travel to see family and so on. This is the perfect time to go back and consider the business year. Specifically, you should focus on where your business was in January 2005. What were your goals at that time? Did you meet them during the year? If not, why? You will almost always be surprised when you realize how the business developed over the last year. This global view can give you a better perspective and evaluation of how things are going.

Business Strategy – 2006

After contemplating 2005, you should give consideration to what you want to accomplish and where you want to be by the end of 2006. Ask yourself the following:

1. What is a reasonable revenue increase for 2006 compared to 2005?

2. Are their products or services you should pursue?

3. Are their products or services you should drop?

4. If a strategy is underperforming, does it make objective sense to continue pursuing it or cut your losses?

5. What are your biggest frustrations and how can you deal with them?

6. Who are your most valued employees and have you taken a moment to thank them?

7. Who are your least valued employees and what should you do about it?

8. Which vendors or suppliers do great work for you and which don’t?

Many other questions will run through your mind. There are no wrong ones. What is important, however, is you write the goals and thoughts down and keep them somewhere private. Next December, you should pull them out and see how things are going.

Cash Flow Planning for Solo Professionals

You’ve heard it a million times – cash flow can make or break a business. Lack of cash flow planning is the reason why many businesses fail. In fact, many PROFITABLE businesses fail because of cash flow issues. Without adequate cash flow, you can’t pay your bills and you can’t make plans for your business.

So… what is cash flow planning? Cash flow planning is projecting your future cash inflows from sales, services, and loans, and comparing them to your future cash flow needs (suppliers, salaries/wages, loan payments, taxes, etc.). The difference between the two is your net cash flow.

Why is cash flow planning so important? Cash flow planning can help you identify problems down the road, and fix them before they occur. Cash flow planning can also help you make decisions such as should I attend that conference I’ve wanted to attend, should I buy the new computer I’ve been wanting, or do I need to work extra hard this month to avoid a cash flow deficiency next month?

The first step in planning your cash flow is knowing where you spend your money! Solo entrepreneurs need to have a good grip on both their personal and business spending, as most solo entrepreneurs rely on their business income to meet personal finance goals (i.e., pay the bills!). So, you should track both your personal and your business spending, although I recommend that you keep them separate (that’s a topic all by itself).

What’s the best way to track your spending? You can use pen & paper, spreadsheets or a software program. The best method for you is the method that you will actually use on a regular basis.

You should project your spending for at least the next 12 months so that you include annual and other periodic expenses. If you are experiencing a cash flow crisis, you should track & project your cash flow on a weekly basis, instead of monthly.

If you are an existing business, you can project your cash flow for the next year by reviewing your expenses for last year. If you are a new business, you will need to estimate your start up costs in addition to regular operating expenses.

Start up costs include inventory, legal expenses, advertising, licenses & permits, supplies, and many more costs that you may not have thought of. To research startup costs you should contact your local Small Business Development Center, contact a SCORE counselor, join groups of similar business owners, and read as many books or articles you can find on the subject.

To improve your cash flow, you should:

1. Complete the first 3 steps. You have to understand cash flow planning, track your cash flow, and project your future spending needs before you can improve your cash flow.

2. Create best and worst case scenarios and create appropriate responses to both scenarios. For example, if your best case scenario is to increase sales by 50%, how will you use the profits? Will you put the profits back into the company by investing in new equipment, training, etc.? If your worst case scenario is a drop in sales by 50%, how will you continue to cover your monthly expenses? By planning for the best and worst case scenarios, you’ll be ready for any situation.

3. When estimating your future income, realize that some people will pay late, and account for that fact in your projection.

4. Charge what you’re worth. Many businesses, especially service professionals, under-charge when they are first starting out. This is a great way to go out of business. Make sure you are charging what you’re worth, and remember you’re in business to make money, not to give your expertise away for free.

5. Watch your business spending. Focus on the value the item brings to your business, and avoid lavish spending (i.e., do you really need the fastest, newest computer available?).

6. Don’t hire until necessary. Consider using virtual assistants or temporary employees before hiring permanent employees.

7. Give incentives for early payment for products and services. On the flip side, chase down invoices the minute they’re late. Charge interest or late fees to encourage timely payments.

8. Update your cash flow regularly. Your cash flow plan will change frequently as your business grows. You may want to update your cash flow plan weekly when you first get started, then switch to monthly once you’ve got a good handle on your cash flow.

Remember – whether you are a new or growing business, your cash flow projection can make the difference between success and failure.

Bylaws – The Guts of a Corporation

Most states make forming a corporation relatively painless by providing forms for practically everything. The bylaws of the corporation, however, are an area you don’t want to rely on a form.

What Are Bylaws?

Bylaws are the technical rules that govern how a corporation will be run. They are a private document for the corporation and are not filed with any government entity. The purpose of the bylaws is to set out how things such as meetings, voting and share transfer will occur with the business.

Provisions

Typically, the bylaws will be the biggest document in your corporate book. If you are a single shareholder entity, they tend to be fairly straightforward since there isn’t really any dispute possibility unless you have a split personality. If there are two or more shareholders, however, the document is going to be a key item because it is going to detail voting rights and so on.

Typically, the bylaws of a corporation will cover the following specific issues:

1. Board of Director Meetings – When, where and how meetings will be conducted.

2. Notice of Meetings – The form, time and how notice must be given to board members.

3. Quorums – Before a board can issue resolutions on corporate business, a certain percentage of board members must be present. This “Quorom” is set out in the bylaws.

4. Annual Meetings – The bylaws typically detail when and where the annual meeting of the entity will occur.

5. Special Meetings – The process by which special board meetings may be called when an issue arises that requires the immediate attention of the board.

6. Voting Rights – Language detailing the voting rights of shareholders and board members in relation to passing or defeating resolutions.

7. Share Transfer Rights – Language detailing share transfer issues such as right of first refusal and so on.

8. Directors – Language detailing how many board members there will be, the length of their term, compensation, etc.

9. Amendment – The process by which the bylaws can be amended to reflect the evolution of the business.

10. Removal – Language detailing when and how a board member can be involuntarily removed.

There are numerous other provisions that can and probably should go into the bylaws of a corporation. Make sure to discuss them with your attorney.

Civilization 4 and Why I Hate My Office Phone

If you’re familiar with the strategy PC gaming series “Civilization”, you probably know that it’s only slightly less addictive than crack. I’ve never tried crack, but the “word on the street”, so to speak, is that it’s a bit hard to let go of. I recently purchased Civilization 4, which is the latest in the Civilization series. That in itself isn’t so interesting, but what happened to me at my job as a result of it most certainly is. I work as a network administrator for a large insurance company in Illinois.

Part of my job is to repair PC’s as needed, which is quite often considering how many there are around this place. I informed my coworker, also a big civilization fan that I had the game and he suggested I bring it in for a little test run. Against my better judgment, we decided to play a hot seat game during work. “Hot seat” means that one player takes a turn, followed by the other, which is only possible with turn based games such as Civ. We both figured that there would always be one of us to answer the phone in our little repair-shop cubbyhole so we didn’t see how we could possibly get caught. Boy were we wrong! About four hours into a game things started getting interesting.

My civilization found his civilization and we started going to war against each other, as one might expect. I sat down for my turn and my coworker decided to head off to the bathroom. The phone rang, and I didn’t pick up so that whoever was on the other end wouldn’t hear the Civ theme music or the explosive sound of my Panzers running over his infantry. What I failed to remember is that our advanced phone system allows anyone to communicate with us on an open speaker phone provided we aren’t on the phone already. My boss utilized this function since no one answered while I was taking my turn…o.k., actually while I was taking my turn and bragging out loud to myself about how well I was doing in the game. I found myself in his office that afternoon, but luckily I was only reprimanded and not fired. Not only did I get into trouble, my coworker continues to make jokes about it at my expense.

I hate my office phone.